IFP Investment Management SA, since it was founded in 2007, believed that addressing
        sustainability would become an important part of our life and since the launch of the first         compartment of its IFP Luxembourg Fund in 2009 has introduced sustainability in its
        investment process.
        The content herein is provided for “Transparency of the promotion of environmental or
        social characteristics and of sustainable investments on websites"
        (Regulation (EU) 2019/2088, Article 10 SFDR):
        (Regulation(EU) 2020/852 of the European Parliament and of the Council dated 18 June 2020
        on the establishment of a framework to facilitate sustainable investment and amending Regulation         (EU) 2019/2088, and Delegated Regulation(EU) 2022/1288 of 6th of April 2022 supplementing         Regulation (EU) 2019/2088)
        Our products seek to make investments that contribute to positive social and environmental         sustainability outcomes (in accordance with its investment objective and policy) as its sustainable
        investment objective.
        In order to enhance clarification and transparency required by the Regulation 2019/2088 of
        the European Parliament and of the Council of 27 November 2019 on sustainability-related         disclosures in the financial sector (SFDR), the formalization of our sustainable policy risks and the         Principal Adverse Impact and Exclusion Policy have been translated into our prospectus in order to         comply with Article 9 SFDR where sustainable investment is the global objective for our
        3 compartments:

                    -         IFP Global Environment Fund
                    -         IFP Global Age Fund
                    -         Global Sustainable Bonds Fund

        These policies and all the modifications in our prospectus are published hereunder.
IFP Investment Management SA is dedicated to responsible investments as its core value, for its UCITS V funds, IFP Luxembourg Fund as well as for its institutional mandates and wealth management when accepted by the client.

For its sustainable products, IFP Investment Management assesses the sustainability risks in all its investment decisions. IFP Investment Management commits to have sustainable objectives for its IFP sustainable funds and confirms it in the pre-contractual mandate documents when applicable). IFP Investment Management has also put in place an analysis of the impact of its investments on the Sustainable Development Goals of the United Nations (17 principal SDG) and of the adverse sustainability impact on its investment decisions.

Since company establishment in Luxembourg in 2007, IFP Investment Management fully integrates extra financial criteria in its investment process, including:

        -        Proprietary environmental, social and governance (ESG) analysis
        -        Respecting IFP exclusion criteria
        -        Monitoring of controversies
        -        Carbon Emission Profile aligned to Paris Global Warming Goals
        -        IFP impact assessment

IFP Investment Management applies the same rigid sustainability assessment across all asset classes of its sustainable products.

To learn more about our approach and to also comply with the Regulation (EU) 2019/2088 on sustainability-related disclosures in the financial services sector of 27 November 2019, please visit some of our policies:

        -      IFPIM Sustainability Risks Policy, which declares how we comply with the
              "Integration of Sustainability Risks" (Articles 3 & 6 SFDR)
        -      IFPIM Adverse Sustainability Impact and Exclusion Policy refers to the
               "Transparency of adverse Sustainability Impacts" (article 7 SFDR)
               IFPIM adverse impact and exclusion Policy refers to the transparency of                adverse sustainability impacts (article 7 SFDR).
               In 2022 not all PAI indicators are yet reported or modeled by data providers. The                coverage depends a lot on the investment universe and on the company invested;
               we are working with different data sources and as invested companies will increase                reporting, we will be able to improve the metrics. The SFDR PAI reporting is bringing
               a broader view of what we were already doing and enables us to avoid doing harm
               with our investment.  

          -    According to Article 4 SFDR, IFP Investment Management SA as an entity, due to its
               size, the nature, and scale of its activities, does not consider per se principal adverse
               impacts on sustainability factors, but has adopted a corporate sustainability policy
               (to be found on TAB Sustainability/SFDR of this website) that take into consideration
               certain elements to avoid a negative impact.
               IFPIM might change this approach at the entity level in the next few years.

This TAB Sustainability /SFDR has to be assessed with the different services provided by IFP Investment Management SA (please refer to TAB Services on this website).


> Sustainability Risks Policy
> Principal Adverse Impact and Exclusion Policy
> PAI Statement IFPIM Sustainable Funds
Engagement and Voting Rights Policy
> Remuneration Policy - as per Art. 5 "Transparency of remuneration policies in relation to the integration of sustainability risks" of the SFDR