IFP Investment Management SA, since it was founded in 2007, believed that addressing
        sustainability would become an important part of our life and since the launch of the first         compartment of its IFP Luxembourg Fund in 2009 has introduced sustainability in its
        investment process.
        In order to enhance clarification and transparency required by the new Regulation 2019/2088 of         the European Parliament and of the Council of 27 November 2019 on sustainability-related         disclosures in the financial sector (SFDR), the formalization of our sustainable policy risks and the         Principal Adverse impact and exclusion Policy have been translated into our prospectus in order to         comply with Article 9 SFDR where sustainable investment is the global objective for our
        3 compartments:

                    -         IFP Global Environment Fund
                    -         IFP Global Age Fund
                    -         IFP Global Emerging Markets Bonds Fund

        These policies and all the modifications in our prospectus are published hereunder.
IFP Investment Management SA is dedicated to responsible investments as its core value, for its UCITS V funds, IFP Luxembourg Fund as well as for its institutional mandates and wealth management when accepted by the client.

For its sustainable products, IFP Investment Management assesses the sustainability risks in all its investment decisions. IFP Investment Management commits to have sustainable objectives for its IFP sustainable funds and confirms it in the pre-contractual mandate documents when applicable). IFP Investment Management has also put in place an analysis of the impact of its investments on the Sustainable Development Goals of the United Nations (17 principal SDG) and of the adverse sustainability impact on its investment decisions.

Since company establishment in Luxembourg in 2007, IFP Investment Management fully integrates extra financial criteria in its investment process,including:

        -        Proprietary environmental, social and governance (ESG) analysis
        -        Respecting IFP exclusion criteria
        -        Monitoring of controversies
        -        Carbon footprint aligned to decarbonisation
        -        IFP impact assessment

IFP Investment Management applies the same rigid sustainability assessment across all asset classes of its sustainable products.

To learn more about our approach and to also comply with the Regulation EU 2019/2088 on sustainability-related disclosures in the financial services sector of 27 November 2019, please visit some of our policies:

        -        IFPIM sustainability risks impact policy
        -        IFPIM adverse sustainability Impact and exclusion policy

> Sustainability Risks Policy
> Principal Adverse Impact and Exclusion Policy
> Sustainable investment objective - Pre-contractual disclosure for IFP Global Age Fund
> Sustainable investment objective - Pre-contractual disclosure for IFP Global Environment Fund
> Sustainable investment objective - Pre-contractual disclosure for IFP Global Emerging Markets    Bonds Fund